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Patrick Bermingham's Blog
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Patrick Bermingham

CEO
Adflex
Member since
23 Apr 2018
Location
London
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Followed by John Sims, Martha Boyle and 5 others you follow
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Patrick's opinions

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Patrick Bermingham

Are we entering the era of “slower payments”?

For decades, the financial services industry has been racing toward faster payments. The UK’s pioneering Faster Payments Service began delivering Real Time Gross Settlement (RTGS) as early as 2008; in the US, the Clearing House launched its RTP network in 2017, the same year the European Union introduced SEPA Instant Credit Transfer (SCT Inst); an...

10 June 2025 /payments

Patrick Bermingham

What trends will dominate the B2B payments world in 2025?

The beginning of the end for Direct Debits and Card on File? In mid-2025, expect to see the first implementations of commercial Variable Recurring Payments (cVRPs) in the UK, beginning with regulated industries that already have strong consumer protections, such as payments to utility companies, governments and charities. Until now, VRPs have la

24 February 2025 /payments

Patrick writes about

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  • predictions

Patrick's opinion archive

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